Terms and Conditions of Service

These Terms and Conditions govern your use of quinaretolvia.com and our subscription-based financial planning service in Australia. By accessing or using our service, you agree to these terms as updated from time to time.

September 2, 2025

Acceptance of Terms

By subscribing or using our site, you accept these terms and agree to comply with all applicable laws and regulations. If you do not agree, please do not use the service.

Definitions

Key terms used throughout these Terms and Conditions are defined below for clarity.

• 'Service' refers to the subscription-based financial planning provided on quinaretolvia.com.
• 'User' means any individual or entity accessing or using the Service.
• 'Advisor' refers to the accredited professionals delivering the consultations.
• 'Subscription' is the recurring payment arrangement for ongoing access to the Service.

Permitted Service Usage

The Service is intended for personal use by clients seeking financial planning under a subscription model. Commercial reselling or misuse is strictly prohibited.

Eligibility

You must be at least 18 years old and legally capable of entering a contract in Australia to use our service.

Service is not available to minors.

User Responsibilities

Users are required to provide accurate information and use the service in accordance with all applicable laws.

• Keep your account details confidential and secure.
• Notify us promptly of any unauthorised account use.
• Use the service only for its intended, lawful purpose.
• Comply with all Australian laws and regulations.

Prohibited Uses

The following activities are strictly prohibited:

• Using the service for unlawful or fraudulent purposes.
• Attempting to breach or bypass site security measures.
• Impersonating any person or entity, or misrepresenting your affiliation.
• Interfering with the proper operation of the service.
• Reverse engineering, copying, or reselling any part of the service.

Intellectual Property Rights

All content, branding, and materials on quinaretolvia.com are the property of quinaretolvia or its licensors. No material may be copied, distributed, or used for commercial purposes without express written consent.

User Content

Users may submit information as part of the subscription process. All content must be accurate and free of unlawful material.

Privacy Policy and Data Use

All personal information is handled in accordance with our Privacy Policy. By using the service, you consent to our data practices as outlined in the policy. View Privacy Policy

General Disclaimer Statement

All information provided is for general purposes and not specific advice.

Limitation of Liability

quinaretolvia is not liable for any direct or indirect damages resulting from use of the service or reliance on its content.

Indemnification

You agree to indemnify quinaretolvia against claims resulting from your use of the service or breach of these terms.

Dispute Resolution and Governing Law

We encourage resolution of disputes through communication. If unresolved, the following applies:

Applicable Law and Jurisdiction

These terms are governed by the laws of Australia. Any disputes are subject to Australian courts.

Termination

We reserve the right to terminate or suspend access for any breach of terms or misuse of the service.

Modifications

We may update these terms at any time. Continued use after changes constitutes acceptance.

Severability

If any provision is found invalid, remaining terms remain in effect.

Entire Agreement Statement

These terms constitute the full agreement between you and quinaretolvia regarding the service.

Contact for Terms Questions

If you have questions about these Terms and Conditions, please contact us using the details below.